A large Victorian house with brick chimneys in a garden setting with trees, hedgerows and a blue sky above.

Expert insights

Residential mortgages.

Expert insights from our experienced team on how mortgage lenders assess residential mortgage applications.

A row of traditional stone-built houses in the Cotswolds under a cloudy blue sky.
The hidden cost of leaving mortgage advice until later.
A yellow stone detached house with traditional sash windows, creeping plants and substantial chimney stacks under a cloudy sky.
The property ladder isn’t always climbed upwards.
The Lujiazui skyline in Pudong, Shanghai, China in front of cloudy sky.
Your country of residence matters more than you think
Silhouette of downtown Dubai skyline with Burj Khalifa at sunset.
Why one lender says YES when another says no
A high value heritage house with sash windows and chimneys, overlooking a green and trees.
Asset rich, income poor: Looking at the full picture
Red brick terraced houses on a green in Kensington, London.
Why £1m, £2m and £5m loans are different markets
A large stone manor house with chimneys in front of an expansive mowed lawn.
Interest only: Why HNW borrowers are treated differently
The white panelled doorway of a large stone house with green wisteria.
What private banks really mean by a "wider relationship"
Tall, historic buildings with ornate facades in the City of London financial district.
Complex income is becoming the new normal.
The Walkie Talkie skyscraper on Fenchurch Street in the City of London.
Diversified income is harder for lenders to understand
A view of city skyscrapers across a red and cream coloured iron rail bridge in Manchester.
Same earnings but different borrowing power
View of The Gherkin, a modern, glass-covered skyscraper in the City of London.
Tax-efficient does not always mean mortgage-efficient
A rundown stone and tile barn surrounded by trees, ready for conversion.
You can afford to build it. But can you fund it?
Throgmorton Street in the City of London with people in business attire walking past the Pavilion Finance offices at Warnford Court and modern buildings under a clear blue sky.
Why should I use a mortgage broker?
A modern construction house with panelled glass walls and curving white roof.
Non-standard construction: more than just a label
A white house with slate roof on a cliff with trees, overlooking the sea.
Why a desirable property can be difficult to mortgage

Visit our knowledge hubs….

Residential mortgages
High value & private bank mortgages
Expats & overseas workers
Complex income
Specialist buy-to-let mortgages

Start a conversation….

…. or call us on 0207 126 8200.

…. or call us on 0207 126 8200.