Union Bancaire Privée (UBP)
At a Glance
A family-owned Swiss private bank focused exclusively on wealth and asset management, combining international scale with an entrepreneurial, highly personalised approach.
Typical Lending Profile
Bespoke high-value residential and investment property mortgages alongside investment-backed lending, particularly for clients with substantial portfolios or complex financial circumstances.
Where they may be a good fit
International HNW Clients: Globally mobile individuals requiring flexible UK property finance alongside internationally held wealth and investments.
Asset-Rich Borrowers: Clients seeking liquidity against substantial investment portfolios without disrupting their broader long-term investment strategy.
Complex Families & Structures: Clients whose borrowing involves trustees, family offices, tax advisers or other specialist professional advisers and structures.
Approach to Private Banking
Investment-led and highly relationship-driven. Lending sits within a broader wealth management relationship, with an emphasis on flexibility, personalised structuring and efficient decision-making.
Pavilion's View
UBP combines the investment expertise of a major Swiss wealth manager with a notably agile approach to credit.
Their ability to bring together mortgages and investment-backed lending makes them particularly relevant for asset-rich clients whose circumstances require more considered structuring than conventional mortgage underwriting can provide.
Frequently asked questions.
Every client and every mortgage is different, but there are some questions we are asked regularly.
From affordability and deposits to complex income, expat mortgages and specialist property finance, our FAQs explain how different lenders may approach different circumstances.
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