Union Bancaire Privée (UBP)
At a Glance
A family-owned Swiss private bank focused exclusively on wealth and asset management, combining international scale with an entrepreneurial, highly personalised approach.
Typical Lending Profile
Bespoke high-value residential and investment property mortgages alongside investment-backed lending, particularly for clients with substantial portfolios or complex financial circumstances.
Where they may be a good fit
International HNW Clients: Globally mobile individuals requiring flexible UK property finance alongside internationally held wealth and investments.
Asset-Rich Borrowers: Clients seeking liquidity against substantial investment portfolios without disrupting their broader long-term investment strategy.
Complex Families & Structures: Clients whose borrowing involves trustees, family offices, tax advisers or other specialist professional advisers and structures.
Approach to Private Banking
Investment-led and highly relationship-driven. Lending sits within a broader wealth management relationship, with an emphasis on flexibility, personalised structuring and efficient decision-making.
Pavilion's View
UBP combines the investment expertise of a major Swiss wealth manager with a notably agile approach to credit.
Their ability to bring together mortgages and investment-backed lending makes them particularly relevant for asset-rich clients whose circumstances require more considered structuring than conventional mortgage underwriting can provide.