Coutts
At a glance
The historic private banking arm of NatWest Group, blending a rich heritage with modern, digitally enabled wealth management and commercial capabilities.
Typical lending profile
A prolific lender in the UK high-value property market, highly capable of structuring debt for complex UK income streams, corporate dividends, and large-scale residential portfolios.
When they may be a good fit
High-Earning British Expats: Corporate professionals and executives working in global hubs like Dubai, Singapore, or Hong Kong who retain strong ties to the UK market.
Public Figures & Creatives: High-profile individuals in media, entertainment, and sports with unconventional earning profiles.
Corporate Professionals: FTSE executives, investment bankers, and private equity partners with complex bonus models.
Approach to Private Banking
They offer a modernised, full-service private banking experience. Credit can be structured either as a standalone transaction or seamlessly integrated into an active investment management relationship.
Pavilion's View
As one of the market’s most active high-value lenders, Coutts has a highly sophisticated understanding of corporate, complex and expat income streams. Their considerable underwriting resource gives them the ability to take a flexible and considered approach to more nuanced cases.
They are fully integrated into the UK intermediary market and exceptionally accessible to brokers, with a team that is highly visible across the high-value mortgage sector.